Unlock tied-up cash to fund your business

From asset finance and commercial mortgages, to invoice and spot financing, we can help you to access your cash quickly and easily.

We only work with the best funders in the UK to get you the best business funding deals available.


Invoice Finance. Get a decision in 4 hours.  Receive funding in 24 hours.

Cost Effective

Let Go-Factor find you the best funding solution so you can focus on growing your business.


We will respond to you in a fast and effective way.  We know your time is important.


All of our discussions are held in the strictest confidence, giving you the peace of mind you deserve.


Whatever your reason for needing access to financing, Go-Factor can help; we offer a complete range of business funding solutions:

Printed spreadsheet figures : Invoice factoring & Asset Finance from Go-Factor

Invoice finance & Factoring of debt

As well as providing cash in exchange for invoices you are also provided with a credit control function; in essence we load your sales ledger and customers onto our system in order to ‘mirror’ your own records. Our experienced and professional funding team consequently take the responsibility for securing the payments from your valuable customers, giving you the peace of mind that your customers are being dealt with by an industry-leading credit control team.  We work across all sectors helping with enquiries for haulage factoring to temporary recruitment invoice finance working with the best UK invoice factoring companies.


Fleet of white parked trucks : Invoice factoring & Asset Finance from Go-Factor
Men working at desk amidst piles of accounts paperwork : Invoice factoring & Asset Finance from Go-Factor
Orange Robot arm in factory : Invoice factoring & Asset Finance from Go-Factor
Forklift Truck & driver : Invoice factoring & Asset Finance from Go-Factor

Invoice discounting

Invoice Discounting, is more suitable to larger businesses where greater resources may exist, or you want your company to maintain a level of control over the timing and issuing of invoices.  You maintain the responsibility for issuing invoices to your customers and your accounts department manages your collection responsibilities and credit terms for your customers.



Revolving credit facility

Operating like an overdraft, you are free to draw down cash as required, whilst leaving you in control to repay as your cash flow allows.  The Revolving Credit Facility is suitable for companies with large numbers of small invoices, companies selling to the public as well as other businesses.  It’s ideal for companies who don’t need to draw down cash every month or have seasonal cash flow peaks and troughs.  As with all funding, companies must be able to demonstrate their ability to service and repay the facility.  Minimum facility £10,000 to a maximum facility of £100,000 available.  12 months initial term.


Trade & Export Finance

Trade Finance is available to help you purchase stock and ship your products across the UK and all over the world.  It helps with your cashflow and gives you the extra support you require with our experts help.

Our funders help you with quick responses  in providing letters of credit within 24 hours to suppler banks as well as ensuring your suppliers are paid on the same day goods are shipped.  With experience in working in over 60 foreign currencies and understanding the complex nature working around VAT, Duty and Freight we are here to help.


Asset Finance

Go-Factor works with businesses of all sizes to help fund costs of business purchases.  Asset Finance is a well known way of spreading the cost of a new business purchase, making it affordable to your business and avoiding a large one-off payment.  You may require additional equipment used in your manufacturing process, new computers, or new heavy goods vehicles.  We can help. With transparent fees, a simple straightforward application process and tailored repayment options, asset finance can help you grow your business and achieve your ambitions.


Printed spreadsheet figures : Invoice factoring & Asset Finance from Go-Factor
Model house with piles of coins outside : Invoice factoring & Asset Finance from Go-Factor

Business insurances and Bad Debt Protection

At Go-Factor, we only work with chosen commercial insurance partners to provide a comprehensive range of business insurance services, whether you are a Sole Trader wanting a single policy, experienced SME requiring vital trade credit insurance, to International Business requesting complex cover.  Working together to help you assess the risks and advise on the most suitable way to protect your business assets.  We work hard on your behalf to understand all your requirements and provide impartial recommendations for your insurance protection.


Commercial Mortgages

Our team of experts will work with you to find the most competitive mortgage to suit your needs.  Our vast range of mortgage solutions are designed around you and we work with owner occupiers and investors alike.  We respond in a fast, effective and efficient manner, valuing all enquires, irrelevant of the size.

Want to refinance your commercial property?  We can help guide you through this complex area and find the most appropriate deal for your business.



We deal with a huge range of clients, from startups to large established companies.  And we understand that for every client who knows exactly what funding they need for their business, there’s another who feels completely overwhelmed and doesn’t even know where to start.

Don’t worry; we’ll guide you every step of the way.  We’ll help you to understand your options, and make recommendations based on what’s right for your business.

Just get in touch with us to get started.

The 'Extra-Mile' Philosophy

We’ve taken a different approach to business funding, which is exactly why our clients love us so much.

We don’t walk away, and we don’t give up.  The bigger the challenge, the more determined we are to find a solution.  We know cash flow problems need to be resolved fast and we invest our time and energy into finding you the perfect solution with no fuss.

At Go-Factor, we make a commitment to do things differently, and to do the right things for each and every client.

If  you think you might have a challenge for us, get in touch!


Liverpool – 0151 347 0977 | Manchester – 0161 739 0377 | London – 0203 500 9377


Highly Commended - Cashflow Broker of the Year 2021 copy
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NACFB Shortlisted Finance Broker Graphic : Invoice factoring & Asset Finance from Go-Factor
NACFB Logo on white background : Invoice factoring & Asset Finance from Go-Factor